chit at work
chit for mortgage
Who carries it: Loan officer
The rate you quoted is a compliance artifact. Capture it.
When to press it
- Borrower consults
- rate-lock conversations
- condition chases
What the end of the day gives back
Locks promised, docs needed, follow-ups queued.
What a team sees
Sentiment across borrower calls; call volume per LO.
Teach it your job
“Retail loan officer; track quoted rates, lock deadlines, and doc requests.”
A context like this — typed once into the app — is how chit stops being a generic recorder and starts being yours.
Where the data lives
Quoted-terms record supports compliance; bank VPC.
Recording laws differ by state, and several require every party's consent. chit only captures while the button is held — know your state's rule before recording another person.